Best FinTech Apps in UAE in 2025

Managing money in the UAE has become very much easier. All thanks to fintech apps that are helping millions of people do things like pay bills, send money, all from their phone. In fact, a recent report by Finance Middle East shows that over 72% of people in UAE regularly use mobile banking apps.

That is a huge number that shows people trust these online banking app solutions. No matter if you are a busy professional or someone who wants to just save their spending, fintech apps in UAE are just made for you. These applications are perfectly designed to be simple, so you do not have to worry about wasting time in the queue.

In this blog, we will go through 10+ different fintech apps in UAE that are helping people take control of their money with just a few taps on their phone.

So, let’s begin!

Market Overview of the Fintech Industry in UAE

The UAE’s fintech market is really flourishing. This growth has increased the chances for fintech businesses to develop a money transfer app in UAE. Let’s get a clearer picture with the following fintech market statistics.

• As per TechSciResearch, the UAE’s fintech industry market is projected to hit $6.42 billion by 2030 with a CAGR of 13.80%.

• In 2024, the UAE became the top country in the MENA region for startup funding, which raised $1.1 billion. It shows that the UAE has a strong growth potential. Also, it provides useful lessons for FinTech companies globally that want to thrive in an active financial market.
• By 2031, the money earned from payment services in the UAE is likely to grow a lot, reaching nearly 19 billion US dollars.
• As per Emirates NBD, more than 89% of UAE people utilise digital-first bank accounts.

15 Best FinTech Apps in UAE

If you are looking for the most popular fintech applications in the United Arab Emirates, then here is the list of the best ones. Let’s have a detailed look at the top fintech apps in UAE.

1] STC Pay

One of the best fintech apps in UAE is STC Pay, which also works in Saudi Arabia and the Middle East. It has over 8 million active users. Also famous as a digital wallet, STC Pay allows you to make payments through its wallet app.

You can also transfer money internationally, make local transfers, and even receive salary payments. Moreover, STC pay has grown into an STC bank that provides multiple services to assist people in managing their finances. It is the perfect way to budget your money.

Downloads	Ratings	Reviews	Available Platforms
10M+	4.2/5 & 3.5/5	153K & 32K	Android and iOS

2] Taptap Send

Taptap Send is among the top fintech apps in UAE launched in 2018. It helps you send money quickly and cheaply to family and friends in different countries. Transfers are completed in minutes using just a debit card.

The Taptap Send app supports around 50+ recipient countries. As per SimilarWeb, the website has more than 1.6 million monthly visitors and a 4,340% increase in year-over-year traffic. It uses bank-level encryption and advanced fraud detection technology.

Downloads	Ratings	Reviews	Available Platforms
10M+	4.8/5 & 4.8/5	198K & 46K	Android and iOS

You Might be Interested in: How to Develop an App Like Tapap Send?

3] myfawry

myfawry is a fintech mobile application in UAE that provides multiple financial services and bill payment options. The app saw its cumulative downloads increase by 42.5% to 17.3 million in 2024. You can simply download the myfawry app for both platforms from the Play Store and App Store.

The myfawry app allows you to pay all your bills from one place. For example, you can pay for electricity bills, water, internet, phone credit, traffic fines, and so on. Also, you can save your bills in the app and get notifications for payment.

Downloads	Ratings	Reviews	Available Platforms
5M+	4.5/5 & 4.5/5	167K & 2.6K	Android and iOS

4] Tabby

Tabby is one of the best instant loan apps in UAE that offers BNPL services. It allows you to shop for what you prefer and split the price into 4 monthly payments. One of the best things about this app is that it does not charge any interest or extra fees.

No matter if you shop online or from a store, Tabby provides you with more control over your money. This fintech application assists you in managing payments and keeping track of what you have purchased. You will also get reminders so that you do not miss the due date.

Downloads	Ratings	Reviews	Available Platforms
5M+	4.8/5 & 4.8/5	757K & 786K	Android and iOS

Know More About: How Does Tabby Make Money?

5] MoneyFellows

MoneyFellows is another one of the top fintech apps in UAE that assists people in Egypt and the Middle East to save money together. It is just based on a traditional savings method known as a ROSCA, which is famous in different countries.

Instead of meeting in person, MoneyFellow enables you to join these savings groups online. MoneyFellow has over 332,000 active users, which is really amazing. No matter if you are saving for a big purchase or just want to develop your savings habit, MoneyFellows offers a flexible platform.

Downloads	Ratings	Reviews	Available Platforms
5M+	3.9/5 & 4.1/5	30K & 3K	Android and iOS

6] Al Ansari Exchange

The AI Ansari Exchange app makes it easy to send money, pay bills, and handle your prepaid card from just a mobile phone. It has more than 1 million users. You can transfer money to international friends or family members at very good exchange rates.

Also, you can select the mode of payment. For example, link with your bank account, debit or credit card, and so on. Besides, if you have an Al Ansari Exchange prepaid card, you can check your balance and add money.

Downloads	Ratings	Reviews	Available Platforms
1M+	4.8/5 & 4.8/5	56K & 120K	Android and iOS

7] FAB Mobile

FAB Mobile is among the top fintech apps in UAE that helps you pay bills without any hassle. It enables you to pay utility bills from your mobile phone. The mobile application links to multiple service providers, which makes it very easy to manage payments.

Also, you can track your payment history from the FAB Mobile app. In 2024, it had more than 1 million active users. You do not have to visit multiple places or stand in a long queue. FAB Mobile is there to assist you conveniently and securely.

Downloads	Ratings	Reviews	Available Platforms
1M+	4.3/5 & 4.6/5	37K & 90K	Android and iOS

8] CashNow

CashNow is among the licensed fintech apps in UAE. You can apply on your mobile phone by using only the Emirates ID and your bank account. It does not require any paperwork or bank visits.

Around 5% of the loan amount is automatically deducted from the disbursed amount. Businesses that are in the fintech industry are looking to develop an app like CashNow for a better online presence.

Besides, you can simply apply through the app in just a few minutes. Besides, most approvals happen in less than 3 minutes. CasNow has more than 500,000 active users, and it disburses about 1.8 million loans. It is the most used fintech app in UAE.

Downloads	Ratings	Reviews	Available Platforms
1M+	4.7/5 & 4.6/5	60K & 25K	Android and iOS

9] Tamara

You might have heard of Tamara, one of the prominent fintech apps in Middle East. It enables you to shop online or in stores and split the payments into smaller, interest-free installments. Tamara is designed to make shopping convenient and flexible for individuals.

Countries like Saudi Arabia, UAE, Kuwait, and Bahrain are places where Tamara is widely used. It works in more than 7282 online stores that have a great online presence. In fact, Tamara has seen a 22.4% rise in online shopping through its mobile application.

Downloads	Ratings	Reviews	Available Platforms
1M+	4.8/5 & 4.8/5	515K & 63K	Android and iOS

10] Al Mulla Exchange

If you want an easy way to send money from Kuwait, the AI Mulla Exchange app is the perfect choice. It is really quick and safe to use. You can send money to over 180 countries all over the world, hassle-free.

The Al Mulla Exchange app enables you to repeat past payments in just a few clicks. It is one of the best money-earning apps in UAE. You can also order foreign currency and have it delivered to your home.

Fintech mobile apps like Al Mulla Exchange are available in 8 languages and show live exchange rates. With more than 112+ branches in Kuwait, AL Mulla Exchange makes sending money simpler.

Downloads	Ratings	Reviews	Available Platforms
1M+	4.3/5 & 4.1/5	22K & 3.3K	Android and iOS

Related Read: Develop an App Like Al Mulla Exchange

11] PayIt

If you live in the UAE, Payit is a handy app made by First Abu Dhabi Bank that acts like a digital wallet on your phone. It helps you pay bills like your phone, electricity, or road tolls quickly and easily without having to go anywhere.

You can also send money to friends and family right away, even if they don’t have the app, and you can send money to other countries, too. Besides, you can also develop an app like PayIt if you have a fintech business.

Payit even gives you a free digital or physical card that you can use to shop online or in stores, just like a normal bank card. It’s a simple way to manage your money all in one place without needing a traditional bank account.

Downloads	Ratings	Reviews	Available Platforms
1M+	3.9/5 & 4.6/5	28K & 25K	Android and iOS

12] LuLu Money

LuLu Money app is a trusted fintech app that enables you to send money instantly to more than 180 countries. You can send money by using a bank card or debit card. The app is then licensed and regulated to make secure transactions.

LuLu Money has more than 1 million downloads and maintains a strong user rating of around 4.5 stars on Android. More than 90% of transfers are completed in under 15 seconds in the app. You can easily get notifications when the rate matches your preference and lock them for a short period.

Downloads	Ratings	Reviews	Available Platforms
1M+	4.7/5 & 4.7/5	40K &14K	Android and iOS

13] e& money

e& money is a financial super-app launched in 2019 and licensed by the Central Bank of the UAE to provide online wallet services. For example, bill payments, merchant payments, cards, investments, etc. It provides up to 1% cashback on card spending.

As of December 2024, the app has been downloaded more than 2.5 million times and has 1.5 million registered users. The app enables you to open an IBAN wallet instantly, receive a virtual visa card, and top up through bank transfer.

Downloads	Ratings	Reviews	Available Platforms
1M+	4.6/5 & 4.7/5	47K & 28K	Android and iOS

14] Mashreq UAE

Mashreq UAE is Mashreq Bank’s advanced fintech mobile app. It provides instant and secure digital banking in the Middle East. Customers can open an account fast using face scanning, handle savings, and access both conventional and Shariah-compliant options.

Being one of the most popular fintech apps in UAE, it includes features like international money transfers, bill payments, mobile recharge, and cardless cash withdrawals.

Managing your cards and finances becomes easy with the Mashreq UAE app. You can unlock or lock cards and set spending limits. Also, it provides 24/7 customer support via its AI-powered virtual assistant and help videos.

Downloads	Ratings	Reviews	Available Platforms
1M+	4.6/5 & 4.8/5	60K & 84K	Android and iOS

Also Read: Develop a Similar App Like Mashreq UAE

15] MyFatoorah

MyFatoorah is one of the top fintech apps in Dubai that provides different payment solutions, especially in Kuwait and Saudi Arabia. It helps you pay bills, make purchases, and transfer money in a very easy way. It is the best and most secure method for payment gateways in UAE.

MyFatoorah is perfectly designed for both businesses and people to easily manage transactions. More than 25,000 businesses in the Middle East use MyFatoorah for payment processing. Many users rely on this app for their payment needs in such a region.

Downloads	Ratings	Reviews	Available Platforms
50K+	4.3/5 & 4.6/5	2.19K & 822	Android and iOS

How Nimble AppGenie Can Help You With Fintech App Development?

Do you have a unique fintech idea for a mobile application that helps people with financial management? Nimble AppGenie is the best choice that makes your idea come true. We are the leading fintech app development company in Dubai that knows the process to make a visually appealing and user-friendly app.

Instead of you figuring out the tech stuff, we do it for you. It feels smooth and works properly. No matter if you are sending money to friends, tracking expenses, or remitting money overseas, we manage all the behind-the-scenes work.

And before your fintech app goes out into the world, we test it carefully to ensure everything works great. Basically, Nimble AppGenie turns your app idea into reality. So, what are you up to? Share your project requirements with us and get a robust cost quotation!

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Final Thoughts

The UAE’s fintech market is growing very fast, with apps that make managing money really easy. If you want to develop an app like Al Rajhi Bank, you are aiming for something safe and user-friendly.

From paying bills, sending money, or checking balances, these fintech apps bring banking right to your phone. The best fintech apps simplify your life and save you time.

So, if you are thinking about developing your own fintech app, you should take inspiration from the top fintech apps in UAE mentioned above. They show how technology can make managing finance seamless and stress-free.

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